Nimbus-Key® ID presents a robust solution to secure the most vulnerable entry point: user login. By integrating Know Your Customer (KYC) protocols, AI, and biometric verification, Nimbus-Key® ID ensures true user verification. The DE-MFA® (Dynamically Encrypted Multi-Factor Authentication) generates a new encrypted ID in a QR code every five minutes, making it nearly impossible to decrypt, steal, or bypass. This innovative approach could significantly enhance login security, addressing the vulnerabilities that plague current systems.